More and more home owners today are faced with the uncertainty of their financial future. Whether it is career trouble, divorce, loss of a loved one, or an adjustable rate mortgage, the number of home owners in default is staggering. Over the next 24 months, more than 1.8 million mortgages will be adjusting from their current rate. The politicians in Washington have sat down with their calculators and come up with “sweeping reform” to help Joe Home Owner out of the jam that he is in. And through their efforts, help is on the way for a whopping .5% of all mortgage holders in the country.

That’s right, .5%. So what if you fall outside of those 125,000 home owners nationwide that will be “protected” by the government? You guessed it; you’re on your own.

Are you a home owner and you are past due on your payment or you fear that you will be soon due to economic issues or an adjustable rate mortgage coming due? Our site gives you the tools necessary to avoid foreclosure, save yourself from bankruptcy, and save your credit for future purchases.